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24 Hour Money Order – Top 10 Places to Try

Some drugstores, convenience stores, and check-cashing establishments offer 24 hour money orders. If you need to buy a money order outside of regular business hours and there aren’t any 24-hour services available in your area, you can buy one early in the morning or late at night.

Keep reading for further details about where to get a money order; open for business 24/7.

A money order is available 24 hours daily at specific check-cashing businesses, pharmacies, and convenience stores.

What Exactly is a Money Order?

24 Hour Money Order - Top 10 Places to Try

There are a few options; however, you can visit 7-Eleven, CVS, RiteCheck, and Rite Aid.

Suppose you require a money order outside of regular 9 to 5 business hours and no 24-hour money order services are available close to you, Walmart, ACE Cash Express, Stop & Shop, Publix, and Money Mart. In that case, all provide early morning or late night money orders.

See the list below for further information on where you can buy a money order anytime. Money orders are a quick and secure way to pay someone or a company.

They are pieces of paper that resemble a check; however, they are thought of as guaranteed funds instead of personal checks.

You stand a good probability of occasionally needing to purchase a money order, whether you don’t have a bank account or buying a used car from a private seller.

With this in mind, check out the top 10 shops around where you can purchase a money order and the prices at each.

What Documents are Needed to Get 24 Hour Money Order?

All you need is a reliable method of payment and yourself unless you intend to buy a money order for $3,000 or more.

If you want to purchase a money order for $3,000 or more, you must present identification—such as a driver’s license—and paperwork that includes the following:

  • current address
  • SS# (Social Security number)
  • born on [date]
  • Depending on the place of purchase, you might need to complete Form 8105-A or a comparable transaction request form.

Recognize that large money orders are not typically purchased using most 24-hour methods.

What Store Sells 24-Hour Money Order

24 hour money order is a postal transaction that can be obtained from post offices and some retailers. A money order cannot be rejected. They have the cash amount loaded and are pre-paid.

Money orders cannot be purchased with a credit card or check since the payment method must be guaranteed.

Most towns and cities should have several sources close by. When deciding which stores sell money orders, consider fees, service, and location. Here are stores that sell money orders:

1. Winco Foods

Greater metropolitan or tourism regions have more Rite Aid outlets open around the clock than other areas.

They only accept Western Union for money orders; you can pay with cash. You can receive up to $500 each money order for a token cost of $0.99.

  • Business Hours: The majority of their locations are open 24/7
  • Money Order Fee: As there is no information on their website about this, you can get additional information by contacting customer support.
  • Accepted Payments: Debit card or cash
  • Money Order Company: Western Union
  • Find 24-hour Winco Foods stores Near You

2. Retail Stores

Money orders are frequently available at convenience stores, big-box retailers, pharmacies, and grocery stores. 

Also, look for a MoneyGram or Western Union emblem when running errands at CVS, Kmart, Safeway, Publix, Kroger, Meijer, and 7-Eleven.

  • Money Order Fee: The maximum fee for purchasing a money order at Walmart is $1, but prices may fluctuate at different stores. However, if you purchase a money order at another retail location that provides this service, you may typically expect to pay $1 to $2 (or even less) per money order.
  • Accepted Payments: Cash, credit, or debit card,

3. Banks and Credit Unions

In 24 hour money orders, any bank is a great choice to sell money orders. In addition, if you only sometimes purchase money orders, the price difference between buying at the store and buying at the bank may be a few dollars.

  • Money Order Fee: typically between $5 and $10.2.
  • Accepted Payments: cash, a debit card, or a traveler’s check

However, they might waive the charge if you have a top-tier account. Also, you should probably look for an alternative if you make frequent purchases.

4. US Postal Service

Another store that sells money orders is the U.S. Postal Service (USPS). They are known for being secure all over the world. 

However, getting a USPS money order can be a challenge. Make sure you call ahead to double-check, as not all post offices accept them.

  • Business Hours: Local office is from 8 a.m. to 6 p.m. Monday through Friday
  • Money Order Fee: For quantities up to $500, USPS money orders cost $1.45, and for amounts between $500.01 and $1,000, they cost $1.95.
  • Accepted Payments: Cash, credit, or debit card,

Interestingly, money orders between the United States and Canada are no longer produced or accepted by USPS as of August 30, 2019.

5. Money Stores

Banks, credit unions, and other businesses that deal with money may also sell money orders. Payday lending stores, Western Union offices, and other money transfer businesses give out a money order.

Also, some companies advertise the ability to order money orders online, but doing so can be challenging and even dangerous. 

In addition, working with a company you and your payee both trust is essential if you don’t want to be taken advantage of, overcharged, or have your payee question the validity of the money order.

6. 7-Eleven

Money orders are sold by 7-Eleven, although they are not clocked. Depending on whatever location you acquire the money order from, 7-Eleven charges between 1 and 3% for money orders.

The maximum money order amount is $500, and the minimum cost is $0.65. They make use of Western Union and MoneyGram.

  • Business Hours: Open around the clock, though specific store hours may apply depending on the location. Money orders might not always be accepted.
  • Money Order Fee: When you buy up to $500, the purchase cost per money order is one to three percent of the money order value. Also, there is a $0.65 minimum charge.
  • Accepted Payments: Cash, credit, or debit card,
  • Money Order Company: MoneyGram or Western Union

7. Walmart

There are Walmart locations all around the country. You can use cash or a debit card at Walmart to purchase a money order.

  • Money Order Fee: The maximum fee is $1, and using a debit card to pay is free of additional fees.
  • Business Hours: Walmart opens from 7 a.m. to 10 p.m. However, some locations are open 24/7
  • Accepted Payments: Walmart MoneyCard, debit card, and cash.

8. CVS

You may get money orders at CVS for up to $500 for $1.25 each, and there are more stores that are open around the clock for those who live in major cities or popular tourist destinations.

They take cash as payment, even though MoneyGram is the money order firm they utilize.

  • Business Hours: Though not all of them are open, more stores in larger urban or tourist cities are open around the clock.
  • Money Order Fee: There is a $1.50 fee per money order for purchases up to $500.
  • Accepted Payments: Cash
  • Money Order Company: MoneyGram

9. Western Union Agent Locations

Contrary to popular belief, obtaining a money order at a Western Union agent location costs only $0.50 to $1.50 per order.

While some places are open around the clock, most are not. Cash or debit cards are accepted at Western Union Agent Locations, and Western Union is the money order company used there.

  • Business Hours: While not all establishments are open around the clock, some are.
  • Money Order Fee: The minimum amount is $0.50. For $1.50 of the money order value, you can purchase one from $100.01 to $1000 per money order.
  • Accepted Payments: Cash or debit card
  • Money Order Company: Western Union

10. Rite Aid

Greater metropolitan or tourism regions have more Rite Aid outlets open around the clock than other areas.

They only accept Western Union for money orders; you can pay with cash. You can receive up to $500 for each money order for a token cost of $0.99.

  •  Business Hours: opens 24/7, but not in all locations
  • Money Order Fee: You can purchase up to $500, which costs $0.99 per money order.
  • Accepted Payments: Cash
  • Money Order Company: Western Union

Why Would You Need a Money Order?

There are several reasons why someone would require a money order, but the following are some of the more popular instances.

Guaranteed Funds

A money order supported by a third-party issuer, such as Western Union or MoneyGram, is issued without any bank information.

You must pay in cash or have the money deducted from your bank account to obtain a money order, which makes the funds “guaranteed.”

For instance, this is a fantastic way to get paid for a used car. The vendor can avoid receiving payment by a personal check, while the buyer can avoid withdrawing a sizable sum of cash.

Total Convenience

There is no need for a bank account to purchase a money order.

Additionally, a significant increase has been seen in the number of businesses that will issue a money order; more on that later.

They Can Be Tracked

You receive a receipt with all the necessary information to trace a money order when you purchase one.

Unlike cash, a money order may easily be canceled and replaced if lost or stolen.

How Much Does a Money Order Cost?

It entirely depends on the establishment where you purchase the money order. Currently, fees start at $0.70 and go all the way up to $1.60.

Important information: A $1,000 money order is the maximum amount you can buy. You will need to purchase additional money orders or use cashier’s checks if you require more than that.

Additionally, remember that some of the below costs may vary based on where you live.

Where Can I Cash a Money Order?

Here are the top locations to make it happen when it comes to cashing or depositing it.

Final Words

You won’t have to look far for a money order to put down a deposit on a new apartment or to pay for services from a supplier who doesn’t accept money orders.

Compare the fees and limits of the services that sell money orders listed above, and you’ll be ready to go.

When your checking account or credit card are insufficient, a money order can come in handy.

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